Business Accounts
Discover the wide range of banking services we offer to support you, your family, and your business — right here at home.
Business Checking
- Opening Deposit: $500.00
- Minimum Balance: $0
- Minimum Balance Fee: $0
- Service Charge: $12 / Cycle
- Activity Fees: $0.35/debit over the 100 debit transaction limit. Unlimited credits
- NOT Interest Bearing
E-Advantage
- Opening Deposit: $500.00
- Minimum Balance: $500
- Minimum Balance Fee: $8
- NO Service Charge
- Activity Fees:$0.35/debit over the 15 paper transaction limit.
- NOT Interest Bearing
Interest Advantage
- Opening Deposit: $2500.00
- Minimum Balance: $2500
- Minimum Balance Fee: $10
- NO Service Charge
- Activity Fees:$0.35/debit over the 100 debit transaction limit. Unlimited credits
- Interest Bearing: Inquire for Rates
Business Savings
- Opening Deposit: $100.00
- Minimum Balance: $100
- Minimum Balance Fee: $1
- NO Service Charge
- NO Activity Fees
- Interest Bearing: Inquire for Rates
Business Money Market
- Opening Deposit: $2500
- Minimum Balance: $2500
- Minimum Balance Fee: $8
- NO Service Charge
- Activity Fees: $15 per debit over the 6 withdrawal limit
- Interest Bearing: Inquire for Rates
Certificate of Deposit
- Starting at $1000+
- Competitive rates to grow your savings
- Variety of Short & Long-Term products to fit your timeline
Purchasing Loans
- Looking to purchase equipment, agricultural real estate, buildings or livestock? We offer a multitude of purchase loan options that help your small business grow.
Operating Loans
Assistance Programs
- Our lenders are skilled in working with a variety of government-sponsored programs, including FSA Guaranteed Loans.
Why Choose Our Services?
We’re proud to serve the people and businesses of Southwest Oklahoma and Texas with banking that’s personal, practical, and close to home. Our services are built around the way our communities live and work — with simple online account access, straightforward tools, and real support when you need it. When questions come up, you’ll always reach a friendly, local team that’s here to help, because to us, you’re more than a customer — you’re a neighbor.
Robust Security
We prioritize the security of your information with top-notch encryption methods. Your data is safe with us, allowing you to bank with peace of mind.
Expert Support
Our experienced team is here to help at every step. From setting up your account to overseeing your finances, support is just a click away.
Easy Access
Manage your account from anywhere, at any time. Our mobile-friendly design allows you to handle transactions on the go effortlessly.
Tailored Solutions
We offer financial products that align with your unique needs. Whether you are a farmer or a business owner, we have solutions designed for you.
Start Managing Your Finances Today
Join us to simplify your banking experience. Our user-friendly online account management tools help you stay on top of your finances, access financial products, and get support whenever you need it. Take control of your financial future today.
Common Questions
Here are some common questions about our banking services.
What types of accounts do you offer?
Our bank offers a variety of accounts including savings, checking, and investment accounts to suit your needs. Please check our website for details on interest rates and features.
How do I apply for a loan?
To apply for a loan, simply fill out the contact form on our website with the account you’d like to apply for. You can also visit any of our branches for assistance with the application process.
What are your online banking features?
Our online banking platform allows you to manage your accounts, transfer funds, and pay bills easily and securely from anywhere.
How can I reset my password?
If you’ve forgotten your password, you can reset it by clicking on the ‘Forgot Password?’ link on the login page. Follow the prompts to create a new password.
What security measures do you have?
We prioritize your security with advanced encryption protocols and monitoring systems to protect your financial information. Learn more about our security measures on our website.
What are your loan interest rates?
Our current loan interest rates depend on the type of loan and your credit history. Please contact us for personalized rate information.
How do I contact customer support?
You can reach our customer support team via phone, email, or through our live chat within online banking. We’re here to assist you.
Can I access my account on mobile?
Yes, you can access your account from your mobile device. Our website is mobile-friendly, and we also offer a dedicated app for convenient banking.
What identification is needed for banking?
For banking, please provide valid identification, such as a driver’s license or passport, along with proof of address during account setup.
Are there fees for account maintenance?
Some accounts may have maintenance fees. Please check our account details or contact customer support for further information.
